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Africa · Phone financing businesses

EMI Lock & Phone Financing Software in Africa

Sell smartphones on installments with records that match how your customers actually pay.

Get StartedSee Pricing

Across Nigeria, Ghana, Kenya, Uganda and Tanzania, smartphones are increasingly sold on daily, weekly or monthly payments. The payment usually arrives by mobile money or bank transfer, not at the counter. RecTym keeps the customer, the installment schedule and the enrolled Android phone in one record, so your team confirms a payment before it makes any device decision.

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Mobile money first

Record M-Pesa, MoMo, Airtel Money and bank-transfer references against the right installment.

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Daily to monthly plans

Set the schedule your customer agreement uses, including lipa mdogo mdogo daily plans.

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Local-language guides

Country pages in Kiswahili, Hausa, Yorùbá, Igbo, Twi and Luganda.

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Enrolled Android devices

Test enrollment and authorized release on the models you finance.

The same workflow, adapted to each market

Payment channels, currency and customer language change from country to country. The discipline does not: record the sale, match each payment, reconcile daily and act only on verified balances.

  • check_circleRecord the IMEI, customer ID and local-currency schedule before handover.
  • check_circleGive each customer an account number to use as their payment reference.
  • check_circleReconcile mobile money and bank statements every day.
  • check_circleRelease the device promptly when the final payment is confirmed.

Country guides

Read in your language

These translations are being reviewed by native speakers. Until review is complete, the English country page is the reference version.

Common Questions

Which African countries does RecTym support?expand_more
RecTym supports phone retailers, distributors and financing businesses in Nigeria, Ghana, Kenya, Uganda and Tanzania. Contact the team about other countries.
Is RecTym integrated with M-Pesa or MTN MoMo?expand_more
Staff record confirmed mobile money payments against each installment. Ask the team which recording or import options suit your payment volume.
How is pricing set?expand_more
Request a written quote in your local currency for your device volume and the services you need.

Related Resources

Browse all africa resources

Africa

EMI Lock App for Nigerian Phone Retailers: A Practical Guide

Africa

Lipa Mdogo Mdogo Phones in Kenya: Installments on M-Pesa

Africa

Phone Installments in Ghana: Matching Mobile Money Payments

Africa

Phone Financing in Uganda on MTN MoMo and Airtel Money

Africa

Selling Phones on Installments in Tanzania: Retailer Guide

Mobile Retailers

How Mobile Shops Can Sell More Phones on EMI Installments

Africa practical guidesarrow_forwardPhone EMI calculatorarrow_forwardGlobal EMI lock overviewarrow_forwardBecome a partnerarrow_forward

Plan a demo for your market

Share your country, phone models, payment channels and monthly volume. The RecTym team will plan a demo and a written local-currency quote.

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