Installment Protection Platform
WORKFLOW GUIDE

How Rectym Works
From Sale to Full Repayment

A comprehensive overview of the Rectym lifecycle. Understand how secure device locking, installment tracking, and automated reminders protect your inventory while empowering your customers.

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See Rectym in Action

Watch how Rectym protects your inventory from enrollment to full repayment.

The Lifecycle of a Secured Device

From initial enrollment to final payment, follow the process that ensures institutional trust and operational security.

1

Store Owner Signs Up

Creates an institutional account, verifies identity, and configures store inventory details within the secure dashboard. Takes under 5 minutes.

Secure dashboard sign-up interface for store owners
2

Enroll a Device

At the point of sale, scan the generated QR code on the new device. Enrollment takes under 30 seconds and binds the device IMEI to your ledger.

< 30 seconds
Scanning a QR code on a smartphone at retail checkout
3

Add Customer & Set Installment

Enter customer details, monthly installment amount, total tenure, and exact due dates into the ledger for automated tracking.

TENURE: 12 MO · DUE: 5TH
Customer IDCUST-8821
Installment AmountRs. 2,500
Tenure12 months
Due Date5th of month
Interest Rate12.5% p.a.
4

Customer Uses Phone Normally

The device works like any normal smartphone. The customer is completely unaware of the enrollment unless a payment is missed.

Normal usage
Customer using a smartphone normally with no restrictions
5

Installment Due — Auto Reminder Sent

The customer receives an automated WhatsApp and SMS reminder 3 and 7 days before the installment due date. No manual follow-up needed.

3 & 7 days before
Automated WhatsApp and SMS installment reminders sent to customer
6A

Customer Pays — Device Unlocked

Installment is marked as paid in the dashboard. The device continues working without any interruption. Loan status updates automatically.

✓ Installment Paid
check_circleINSTALLMENT PAIDDevice continues working normally
6B

Customer Defaults — Device Locked

After the configured grace period (e.g., 7 days overdue), the store owner can lock the device remotely with one tap. The device becomes unusable.

After grace period
lockDEVICE LOCKEDUnusable until payment received
7

Customer Pays Outstanding

Once the customer pays the overdue installment, the store owner unlocks the device with a single tap from the dashboard. Instant release.

Instant unlock
lock_openUNLOCKEDReleased with one tap instantly
8

Loan Completed — Device Freed

When all installments are paid, the device is permanently unenrolled. The customer owns it fully. The ledger record is archived.

Loan closed
verifiedLOAN COMPLETEDevice permanently unenrolled

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