Solutions · NBFCs and lenders

EMI Lock Software for NBFCs and Lenders

Keep the loan account and device decision connected

A lender needs a reliable handoff between payment reconciliation, customer support and the operator authorized to manage a financed device. An overdue dashboard entry alone is not enough evidence for a restriction.

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Customer and device records

Keep the financed customer and handset connected.

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Installment tracking

Review schedules, receipts and outstanding accounts.

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Payment follow-up

Confirm reminder channels and escalation responsibilities.

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Authorized management

Test supported device controls and final release.

From payment record to device outcome

Evaluate RecTym alongside your collection process. Connect installment records and enrolled devices, then define who checks receipts, resolves disputes and authorizes actions. Device software does not replace underwriting or the responsibilities of the lending entity.

check_circleConfirm the borrower, agreement and financed device match.
check_circleAssign reconciliation and dispute owners before enrolling a portfolio.
check_circleDemonstrate a partial payment, corrected overdue entry and authorized unlock.
check_circleReview action history and close out settled accounts using the supported release process.

Validate the workflow before rollout

Use store-owned test devices and fictional accounts. Ask each team to follow the documented process without relying on the demonstrator to fix every exception. Record unsupported models, connectivity dependencies and manual steps.

Request a written quote that states billing currency, device volume, message charges and support scope. Treat unknown terms as questions to resolve before expanding your portfolio.

Evidence you can evaluate

Ask for a demonstration on your devices and written commercial terms. Our verified operating metrics will appear here when available.

Common Questions

Does RecTym provide credit or underwriting?expand_more

This site describes device-finance management software. It does not establish a lending facility or an underwriting service. Agree separately who supplies funding and makes credit decisions.

Does a device lock establish regulatory compliance?expand_more

No compliance certification is established by a device action. Have qualified advisers review the current requirements for your entity, market, data practices and collection process.

How should collection teams handle disputed receipts?expand_more

Check the account and receipt evidence before an escalation. Define who can correct records and authorize unlocking, and document the outcome for the customer.

Related Resources

NBFC & Lenders

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